Your Edge in Home Loan Finance
BondVantage (Pty) Ltd | Effective Date: 29 July 2026
"BondVantage", "we", "us": BondVantage (Pty) Ltd, a SA bond origination business registered with the NCR. "Services": bond origination, pre-qualification, bank submissions, rate negotiation. "Commission": bank-paid fee upon bond registration (typically 1.05%). No fee charged directly to you.
We act as an independent intermediary between you and multiple lenders. We do not guarantee loan approval or specific rates. Final approval rests with the banks.
You agree to provide accurate information, submit documents promptly, and notify us of changes. Failure may delay or preclude approval.
No upfront fee. Commission is bank-paid on successful registration. You owe nothing if you decline all offers.
By applying, you consent to credit bureau enquiries, information verification, and bank panel sharing. You may withdraw consent by written notice.
Governed by our Privacy Policy and POPIA.
We are not liable for bank decisions, third-party failures, or inaccurate info you provide. Liability limited to commission earned.
Either party may terminate at any time. No cancellation fee. We cease submissions and retain only legally required records.
Good-faith negotiation first, then AFSA mediation, then Western Cape High Court litigation.
Laws of the Republic of South Africa.
Tasneem Edwards | info@bondvantage.co.za | 060 680 1613 | www.bondvantage.co.za